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Tips for buying a home in pune

Total budget: Include registration, stamp duty (typically 5–7%), GST (if under-construction), brokerage, furnishing, and moving costs.Loan eligibility: Check your home loan eligibility beforehand. Use online calculators and get pre-approved if possible.

First-time buyer guides

Do Your Research :Read reviews, watch YouTube videos, check Reddit threads, and compare options.Learn the basics: terminology, what's considered good or bad, common scams.

Mortgage advice and pre-approval tips

Fixed-Rate: Stable payments, great if you plan to stay long-term. Adjustable-Rate (ARM): Lower initial rate, but can increase later—good for short-term stays.FHA/VA/USDA Loans: Government-backed loans with lower down payments, depending on eligibility.

Property market updates (monthly/quarterly)

Sales Decline: Housing sales across the top seven Indian cities fell by 28% year-on-year in Q1 2025, totaling approximately 93,280 units compared to 1.30 lakh units in Q1 2024. Pune experienced a decline of over 30%, while Bengaluru saw the smallest decrease at 16%.

Interest rate & inflation effects on real estate

Higher interest rates tend to negatively affect real estate. Why Higher Mortgage Rates Less Affordability: When central banks (like the Fed) raise interest rates, banks charge more for mortgages.Higher monthly payments reduce what people can afford, cooling demand.

Property registration process

The property registration process is how you legally transfer ownership of property from seller to buyer — and it’s absolutely essential to make the purchase valid in the eyes of the law.Here's a step-by-step guide to the typical property registration process (I'll keep it general, but let me know if you're in a specific country like India, the UK, or the US — laws and steps vary

Baramati: A Smart Choice

Baramati is transforming into a dynamic urban center with a 5-Star MIDC, leading educational institutions, advanced healthcare facilities, and upcoming developments like the Food Processing Park and IT Park. With improved infrastructure, connectivity, and civic amenities, now is the perfect time to invest in Baramati—and Zagade Estates is here to help you do it right.