Tips for buying a home in pune
Identify Emerging Trends
Buying a home in Pune is a big step — and the market can be a mix of exciting and overwhelming. Here’s a practical guide with tips to help you make a smart decision:
1. Define Your Budget (and Stick to It!)
Total budget: Include registration, stamp duty (typically 5–7%), GST (if under-construction), brokerage, furnishing, and moving costs.
Loan eligibility: Check your home loan eligibility beforehand. Use online calculators and get pre-approved if possible.
2. Choose the Right Locality
Popular and developing areas (2025 trends):
Established: Kothrud, Aundh, Baner, Koregaon Park, Wakad
Emerging: Hinjewadi Phase 2/3, Tathawade, Ravet, Punawale, Wagholi
Close to IT hubs: Hinjewadi, Baner, Magarpatta, Viman Nagar
Things to check:
Proximity to your workplace/schools
Connectivity (metro, highway, buses)
Flood-prone areas? Water supply?
Future infrastructure (metro line expansions, ring roads)
3. Under-Construction vs Ready-to-Move
Under-construction: Usually cheaper but comes with risk of delay. Choose RERA-registered projects only.
Ready-to-move: No GST, immediate possession, what-you-see-is-what-you-get.
4. Legal & Documentation Checks
RERA registered? Verify on maharera.mahaonline.gov.in
Title clearance and ownership history
Building approvals, occupancy certificate (OC), and encumbrance certificate
Society rules, maintenance charges, and NOC if required
Tip: Hire a real estate lawyer if you're unsure — worth the peace of mind.
5. Developer Reputation
Check past projects, delivery record, and user reviews
Talk to residents (if possible) in older projects
Visit the site yourself, don’t rely only on brochures or websites
6. Home Loan Tips
Compare interest rates (SBI, HDFC, ICICI, Axis are common choices in Pune)
Check processing fees, prepayment charges, and flexible EMI options
Use PMAY (Pradhan Mantri Awas Yojana) benefits if eligible
7. Site Visits & Inspection
Visit at different times of the day
Look at build quality, natural light, ventilation, surrounding noise
Talk to neighbors or existing residents
Baramati: A Smart Choice
Baramati is transforming into a dynamic urban center with a 5-Star MIDC, leading educational institutions, advanced healthcare facilities, and upcoming developments like the Food Processing Park and IT Park. With improved infrastructure, connectivity, and civic amenities, now is the perfect time to invest in Baramati—and Zagade Estates is here to help you do it right.
